Before I discussed the strategy of investing in a fund without losing your principal (Annuity). For those of you who have 10+ years (long term) to play in the market you may want to consider purchasing funds while they are "on sale". However, there are rules.
This is a great opportunity to purchase a home and buy stocks
Consider the market is on sale. Homeowners are desperate to sell, which means the ball is in your court. Negotiation! Negotiation! It's also a prime opportunity to refi your home for a lower rate and reserve your equity. I suggest not to include the equity in your refi. Only refinance your existing balance. Don't take out the equity! Remember, it's establishing too much credit and not enough collateral that got us into this economic situation to begin. Feel comfortable and safe knowing that you have equity established and you are managing your household wisely.
Be inspired,
Bahiyah Shabazz
Wednesday, May 6, 2009
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