Consumers are looking for a deal of a lifetime for the holidays

Herey! Herey! Black Friday has arrived early. Retailers are targeting consumers to patronize their stores.

Big savings are here to ease the pockets of the consumers and add profit for the retail stores. Kmart, Walmart, Target, Marshalls, TJ Maxx has started 'Black Friday' early in hopes to attract the bargain finders and improve year over year production. The elite bargain finders have noticed the drop in prices and in-store coupons offered for additional savings.

I know that in order for the economy to move forward consumers have to put money into the system. For many months we have been hearing to save, save, save. Although this concept we allow you to address the dark, bleak moments we also have to [conservatively] spend.

Now is the time to cash in the holiday savings account and spend the gift cards.

During the month of October the econmists noticed a slight increase in retail sales. This is due to strategic planning of offering holiday prices early and the outburst of the various government programs.

However, as an avid consumer and management consultant I don't see too many households cashing in the piggy bank anytime soon. The economic turmoil is teaching us to spend money on what is needed and not wanted.

Let's keep in mind that the season is for giving Thanks and showing endless gratitude toward other's efforts to make people feel loved and appreciated. In return your gesture will not only go a long way, but assist you in learning that giving thanks doesn't always mean over spending to make yourself look good.

To find the deal of a lifetime one must consider:

1. Visiting online coupon sites for add'l savings

2. Use in-store coupons

3. Create a list before shopping

4. Spend within your 'holiday' budget

I would also suggest waiting for the last minute to purchase your high ticket items.

I know you don't want to fight the crowd and stand in the endless line to become frustrated with the next consumer who has questions and coupons for days. In the end, it's worth it.

Retailers are in desperate need to move the merchandise from the shelves and increase production. Make sure the urgency works in your favor. Again, wait until the last minute and negotiate your price.

We can all take a segment from...Let's Make a Deal. Believe me, stores would rather see a happy customer than dusty merchandise.

Be inspired,
Bahiyah Shabazz